Your broke ass friend asks you for a few bucks. So you transfer it, because you felt like being a good person today. But they are customer from a different bank than you and so the transferred money won’t be available for them until tomorrow morning. The friend starts nagging at you for it.
Like; WTF dude? You text me this late with your question and you can’t even wait until the next day?
Also: WTF man, why is there a hole in my hand? I really need to watch my spontaneous expenses